Mortgage Repayment Calculator

Our mortgage repayment calculator provides an estimate of what you can expect your monthly mortgage payments to be. It takes into account the interest rate, allowing you to calculate the amount of mortgage you could afford.

How Much Mortgage Can I Afford?

Simply input the amount you’d like to borrow and the proposed interest rate. Then, select one of our mortgage products. The calculator will then show you much your monthly repayments are likely to be.

With our calculator, you can see how much you will need to repay based on different mortgage types, so you can quickly and easily compare your options. The calculator doesn’t calculate for any subsequent increases or discounts.
Our mortgage repayment calculator is great to get a sense of what you can afford. However, it’s not definitive, so the best option is to speak to one of our expert advisers who can assess your current situation, needs and wants for your next mortgage. They can then come up with a selection of options tailored to you and help you find the right solution.

years
Monthly Repayment: Total Interest Paid:
Please note: This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender's terms.
Mark Y
Mark Y
2023-12-11
I can’t recommend enough! Made the process easy, was always willing to explore every option and helped me arrive at the right product for me. Thanks again
Nick Kane
Nick Kane
2023-12-08
Jonathan is always extremely helpful and jumped onto this request asap and secured a great deal for me which I was very happy with.
Debbie Rich
Debbie Rich
2023-12-05
Jonathan is absolutely fantastic, he explains everything very clearly and always makes my remortgaging process easy, swift and affordable. He knows the market inside out. It’s a pleasure to work with him.
Eve Penford
Eve Penford
2023-09-07
Jonathan was a great help when I needed to get a UK mortgage after living for years overseas. He listened to me to determine exactly what options would be best for me, found me a great rate, and his attention to detail meant that everything went very smoothly. Would recommend!
Isabel Shave
Isabel Shave
2023-07-20
Jonathan answered all the questions I had regarding my mortgage promptly and in depth. I would definitely recommend him to anyone needing help with buying their new home.
Luke Rogers
Luke Rogers
2023-06-12
Jonathan is the consummate professional. We have worked with him on 3 occasions and each time he took the time to explain our options and the relative pros and cons. He has helped us save money and manage risk and truly a person we have come to trust. He has supported my wife's family for many years and we will continue to work with him as long as he is working in the mortgage industry. If you are looking for sound advice and efficient management of changes needed I can't recommend Jonathan and Ayla too highly.
David Crook
David Crook
2023-05-04
Really enjoy working with Jonathan to get to the best place for our mortgage. We agree on all of the parameters for dipping in and out of fixed rate options.
Neil Singh
Neil Singh
2023-04-04
Jonathan was very professional and our remortgage came through bang on time with no fuss or problems. I am happy to recommend Ayla Morgages.
Jane Fowke
Jane Fowke
2023-03-17
I can wholeheartedly recommend Jonathan at Ayla Mortgages. He has always given me wise advice and when we came to needing to secure a mortgage deal the week that over 800 lenders withdrew their rates, he was up at midnight and then first thing the next day, holding on a phone line for several hours, until the deal was confirmed! He made a stressful time as easy for us as it could have been. I will always use him!
Jesus Rodriguez
Jesus Rodriguez
2023-02-03
We have recently had Jonathan help us with buying our first house, and cannot put into words how informative, patient and caring him and his team were throughout the process. I cannot but to HIGHLY Recommend them. Gracias!