Mortgage Repayment Calculator

Our mortgage repayment calculator provides an estimate of what you can expect your monthly mortgage payments to be. It takes into account the interest rate, allowing you to calculate the amount of mortgage you could afford.

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How Much Mortgage Can I Afford?

Simply input the amount you’d like to borrow and the proposed interest rate. Then, select one of our mortgage products. The calculator will then show you much your monthly repayments are likely to be.

With our calculator, you can see how much you will need to repay based on different mortgage types, so you can quickly and easily compare your options. The calculator doesn’t calculate for any subsequent increases or discounts.
Our mortgage repayment calculator is great to get a sense of what you can afford. However, it’s not definitive, so the best option is to speak to one of our expert advisers who can assess your current situation, needs and wants for your next mortgage. They can then come up with a selection of options tailored to you and help you find the right solution.

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Monthly Repayment: Total Interest Paid:
Please note: This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender's terms.
Excellent
Based on 26 reviews
Luke Rogers
Luke Rogers
2023-06-12
Jonathan is the consummate professional. We have worked with him on 3 occasions and each time he took the time to explain our options and the relative pros and cons. He has helped us save money and manage risk and truly a person we have come to trust. He has supported my wife’s family for many years and we will continue to work with him as long as he is working in the mortgage industry. If you are looking for sound advice and efficient management of changes needed I can’t recommend Jonathan and Ayla too highly.
David Crook
David Crook
2023-05-04
Really enjoy working with Jonathan to get to the best place for our mortgage. We agree on all of the parameters for dipping in and out of fixed rate options.
Neil Singh
Neil Singh
2023-04-04
Jonathan was very professional and our remortgage came through bang on time with no fuss or problems. I am happy to recommend Ayla Morgages.
Jane Fowke
Jane Fowke
2023-03-17
I can wholeheartedly recommend Jonathan at Ayla Mortgages. He has always given me wise advice and when we came to needing to secure a mortgage deal the week that over 800 lenders withdrew their rates, he was up at midnight and then first thing the next day, holding on a phone line for several hours, until the deal was confirmed! He made a stressful time as easy for us as it could have been. I will always use him!
Jesus Rodriguez
Jesus Rodriguez
2023-02-03
We have recently had Jonathan help us with buying our first house, and cannot put into words how informative, patient and caring him and his team were throughout the process. I cannot but to HIGHLY Recommend them. Gracias!
Jonathan Elliott
Jonathan Elliott
2023-01-17
I have used Jonathan as my broker for my last two mortgages and have been really impressed with the service I have received. Would highly recommend.
Nick Skyte
Nick Skyte
2023-01-10
We had a fantastic experience with Jonathan at Ayla mortgages. As first time buyers we were new to the whole process, so Jonathan’s patience, support and recommendations were invaluable in getting us a great mortgage deal and ultimately our first home. Would highly recommend Jonathan to anyone looking for a mortgage advisor.
Milena Penkova
Milena Penkova
2022-12-19
Initially I decided to purchase a property without a mortgage advisor, but turns that having one, and as brilliant, knowledgeable and professional as Jonathan, was the best decision I made. Jonathan managed to arrange for me an excellent mortgage product in a very volatile time of interest rates increases, at a very short notice. Jonathan’s and the rest team’s professional and friendly work helped me navigate smoothly through the otherwise very stressful process of purchasing a property. For any question or concern I had, the team was always there to back me up. Jonathan also helped me select a very good insurance policy. It is wonderful to have a team of excellent professionals by your side for such a significant transaction.
anna kubik
anna kubik
2022-12-01
Top level financial and mortgage advice. Having all my questions answered in most digestible way I could sleep peacefully during re-mortgage time. Jonathan was always available for “a quick chat” and very helpful to offer few scenarios before I made the final decision. I’ll be happily back!
C Maggs
C Maggs
2022-09-27
I have used Jonathan for a number of years and highly value his insight and mortgage advice.